Seniors today are under more financial pressure than ever before. Inflation, rising healthcare costs, and other factors are making it difficult for many seniors to make ends meet, especially if they are retired. If you are one of the millions of Americans over age 60, you may not be aware that you qualify for certain government benefits that can make life easier for you. Today, Slutsky Elder Law would like to share with you some information about these benefits and how you can apply for them.
Finding Financial Assistance in Your Area
Recent estimates show that nearly 14 million adults over age 60 qualify for benefits that they are not receiving. One of the main reasons for this is that many seniors don’t know how to find assistance, or the application process is too difficult for them. If you want to find assistance, the best thing to do is search for your state’s Area Agency on Aging. Area Agency on Aging for Pennsylvania can direct you towards specific programs that would benefit you, and they may even be able to help you with the application process.
Food Assistance Programs
Maintaining a healthy diet is crucial for seniors, but food is one commodity that is most susceptible to inflation. If you could benefit from some help with food expenses, you may qualify for your state’s Supplemental Nutrition Assistance Program (SNAP). Depending on your income, you could receive up to $200 or more per month to help with the cost of your food.
Aid for Healthcare Expenses
Healthcare costs get higher every year. In fact, Americans over 65 pay an average of $11,300 per year in medical expenses. Many seniors qualify for help with these expenses, but they don’t know it. Medicare Savings Programs can help cover the cost of your Medicare Part B premiums, a value of $2,040 per year. You may also qualify for the Extra Help program, which provides assistance for those with Medicare Part D prescription drug plans, a value of $5,100 per year. To find out if you qualify for either of these programs, contact your State Health Insurance Assistance Program, or your state’s department of aging.
Other Forms of Assistance
There are a range of programs available at the local level that can help you with your bills and taxes. Check with your state’s department of revenue to find out if you qualify for a property tax or rent rebate program. Energy bills are another huge expense that is only getting higher, and seniors are at the most risk from extreme temperatures when they can’t afford to heat or cool their homes. If you need help with energy bills, the Low Income Home Energy Assistance program may be able to help. Your local utility company may also offer emergency relief to seniors who have trouble paying their bills.
Elder Law Attorneys in Montgomery County, PA
Government benefits can certainly be a part of your retirement and estate plan, but they won’t cover everything. Speaking to an elder law attorney can help you learn more about the Medicaid application process, long term care insurance, and legal documents that will help ensure the financial security of yourself and your loved ones. Get in touch with Slutsky Elder Law if you are looking for a Medicaid lawyer in Delaware County, PA or anywhere nearby.